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专利名称：TECHNIQUE FOR SECURELY CONDUCTING
ONLINE TRANSACTIONS
发明人：DUTTA, RANA,ROSEN, RICHARD,
H.,BROOKNER, GEORGE, M.,DISBROW,DEBRA, N.
申请号：EP01933361申请日：20010412公开号：EP1282876A4公开日：20040623
摘要：In e-commerce customers conduct transactions with merchant servers (100) onthe Internet (140), which are associated with different merchants. A financial data center(150) is established to handle the finance attendant to the online transactions, inaccordance with an inventive financial service. Each merchant (100) participating in theinventive financial service maintains a merchant account in the financial data center (150).Similarly, each customer (130) subscribing to the inventive financial service maintains auser account in the financial data center (150). In conducting an online transaction, after acustomer makes a purchase from a merchant server (100), the merchant server (100)communicates purchase information to the financial data center (150). In response, thefinancial data center (150) identifies the corresponding user and merchant accounts.Upon receiving an affirmation of the purchase from the customer (130), the financial datacenter (150) transfers the purchase amount from the user account to the merchantaccount to complete the online transaction.
申请人：ASCOM HASLER MAILING SYSTEMS, INC.
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