专利内容由知识产权出版社提供
专利名称：Portfolio-level decision support
发明人：Michael Hoch,Colin Campbell,Sandy Yu,David
Wallace
申请号：US14513130申请日：20141013公开号：US09495700B2公开日：20161115
专利附图：
摘要：The present invention employs branded virtual characters to engage andeducate users regarding an array of health-related insurance, financial, and otherbenefits, enabling informed decision-making during this complex process. Information is
collected gradually on an “as-needed” basis to avoid overwhelming users with lengthyand redundant requests for information, while still providing a safe environment for usersto freely discuss personal, health, financial and related sensitive issues. Throughout theprocess, the system employs a portfolio-driven approach to identify inter-dependenciesamong different benefit products and plans, and prioritize and recommend “portfolio-level” benefit solutions. Back-end components enable users to complete transactions(e.g., via third-party quoting and enrollment systems and employer HRIS systems, as wellas via access to external medical and claims data), and provide third parties with access tothe educational, decision-making and transactional aspects of this process, includingvarious authoring and other tools to generate and modify system content over time.
申请人：Navera, Inc.
地址：San Francisco CA US
国籍：US
代理机构：IPxLaw Group LLP
代理人：Michael K. Bosworth
更多信息请下载全文后查看
